“How to save on health, pension & unemployment insurance” – SMartDE Info Session & ELTABB July Stammtisch

Friday, July 20th, 2018 at SMartDE – Info Session – 6:00-7:30pm

Are you paying too much as a freelancer for your insurances? Some of us at ELTABB have found a good solution by joining SMartDE, a cooperative made up of freelancers, artists and other professionals. The way it works is you split your income into a freelance portion (from which you can deduct your business expenses) and a portion to be processed through SMartDE. You tell SMartDE how much to invoice each of your clients, and they take care of the invoicing for you and then pay you your income (minus a 7% fee and your insurance contributions) under an employment contract. So you have the benefit of all your insurances paid, plus on paper you are both an employee and a freelancer. Having an employment contract could also have potential benefits if you want to rent or buy an apartment, apply for a visa, etc. In addition, you never have to worry about clients not paying you on time because SMartDE handles the collecting of the invoices. But the biggest benefit is the savings on your insurances, since the cooperative is able to negotiate lower rates than freelancers have to pay on their own. You could potentially save up to 300 EUR per month on insurance payments.

If this sounds confusing, don’t worry! That’s what this Info Session is for. If you are interested in finding out if joining SMartDE can save you money, come along on July 20 at 6:00-7:30pm to hear a presentation followed by Q&A. For more information or to book an individual info session if you can’t make it on July 20, go to: http://smart-de.org/

July Stammtisch – 7:30-9:00pm

After the Info Session we will have our normal monthly Stammtisch from 7:30-9:00pm. Drinks will be available for sale at the SMartDE office/event space. Feel free to come to both the Info Session and Stammtisch, or if you are not interested in SMartDE, just come along to chat and have a drink at the Stammtisch starting at 7:30pm. See you there!

SMartDe – Mehringdamm 61 (EG 2. HH.) 10961 Berlin